Hi! Alice,
I’m glad to hear from you.
Yes, I sometimes have the same problem.
I think if she really needs the money, you’d better lend it to her. You don’t need to worry too much. She’ll probably pay you back when she has money. If you don’t lend her the money, I’m afraid you may lose the friend.
I think everyone may have trouble in life and we should help each other. So when my friends need money, I will try my best to help them. Maybe I’ll get it back, or maybe I won’t.
I hope what I said can help you.
Yours,